CEMA New York in Purchase Transactions: A Little-Known Way to Reduce Buyer Closing Costs

Most conversations about Consolidation, Extension, and Modification Agreements center on refinancing. Homeowners want to lower their rate, investors want to pull equity, and lenders want to restructure existing debt. But there is another application that receives far less attention, even though it can save buyers a substantial amount of money at closing: using this structure […]